Turn banking data into faster credit and risk decisions.
Customer, transaction and risk data unified into governed, regulator-defensible data products — powering credit, fraud, KYC and next-best-action decisions with one trusted version of the customer.
Accelerate approvals and strengthen risk assessment by 40% — with one trusted version of the customer.
Credit decisions grounded in a governed Customer 360 and risk features.
Unified, explainable customer data across every channel and system.
Regulator-defensible lineage from source-of-record to every decision.
Four data products. Four AI agents. Retail banking outcomes you can measure.
- Core banking
- Digital & mobile channels
- CRM & contact centre
- KYC & onboarding
Ingest → Customer 360 data product → Personalization Agent → Next-best-action
One trusted, explainable customer view for marketing, service and AI.
- Credit bureau feeds
- Transaction history
- Income & affordability data
- Existing exposures
Governed ingest → Risk data product → Credit Agent → Explainable decision
40% faster credit approvals with decisions your risk team and regulators can defend.
- Real-time transactions
- Device & session telemetry
- Watchlists & sanctions
- Case history
Streaming ingest → Fraud data product → Detection Agent → Case alerting
Faster fraud & AML detection with fewer false positives and full audit trails.
- Customer 360 features
- Product holdings
- Campaign history
- Consent & preferences
Feature ingest → NBA data product → Marketing Agent → Channel activation
Higher conversion and product uptake with consent-aware, explainable actions.
Enterprise-grade integration across every banking system.
- Core banking systems
- Card & payments platforms
- CRM & contact centre
- Bureau & watchlist feeds
- Credit decisioning
- Fraud & AML detection
- Personalization & NBA
- Conversational banking
- RBAC / ABAC / FGA
- Jurisdictional rules
- Regulator-ready lineage
- Consent & privacy controls
- LattticeGPT interface
- Risk & ops dashboards
- APIs for AI & apps
- Feature store
Retail bank — multi-channel, multi-jurisdiction.
Customer, transaction and risk data unified into trusted data products — with regulator-defensible lineage across KYC, AML, credit and fraud workflows.
- Inconsistent customer view across channels
- Slow, hard-to-defend credit decisions
- Fragmented fraud & AML signals
- Governed Customer 360 & risk data products
- Explainable AI for credit, fraud & NBA
- Lineage from source-of-record to decision
- 40% faster credit approvals
- Stronger fraud detection & fewer false positives
- Personalization grounded in trusted data
Personalized experiences and AI-driven decisions grounded in regulator-defensible data — faster credit, stronger risk, and a trusted view of every customer.